Terms and Conditions

By accessing or using this mobile lending app (the "App" or "Zakopa"), you agree to the following Terms and Conditions. Please read them carefully before proceeding.

1. Introduction

This mobile lending app is designed to help individuals in Kenya access quick and easy loans. The App collects personal information in order to process loan applications and provide appropriate financial services.

2. Information Collection

In order to use the services provided by the App, you will be required to provide the following personal information:

Your information will be used strictly for the purpose of processing loan applications and will be protected according to our Privacy Policy.

3. Data Privacy

We are committed to safeguarding your privacy. The personal information you provide is encrypted and stored securely. Your data will not be shared with third parties except as necessary for the processing of your loan application or as required by law.

4. Loan Approval

Loan approval is subject to the information you provide and your creditworthiness. By submitting your application, you authorize us to check your credit history and use your data for the loan evaluation process.

5. Loan Terms

If your loan application is approved, you will be subject to the following loan terms:

Details of the loan agreement will be provided to you before any funds are disbursed.

6. Responsibilities

As a user of this app, you agree to provide accurate, complete, and current information as requested. Failure to do so may result in the rejection of your loan application or legal consequences in the event of fraudulent information.

7. Changes to the Terms

We reserve the right to update or change these terms at any time. Any modifications will be posted on this page, and by continuing to use the App, you agree to the updated terms.

8. Contact Information

If you have any questions regarding these Terms and Conditions, please contact us at:

Email: [email protected]